Short answer: Adobe Commerce has three kinds of fast checkout. Instant Purchase is built in, but it only recognizes shoppers who are signed in to your store with a vaulted card. Wallet and network checkouts (Fastlane by PayPal, Shop Pay, Stripe Link, Amazon Pay and Bolt) can recognize shoppers on their first visit, and the biggest difference between them is which payment processor they require. Checkout rebuilds (Hyvä Checkout, Bold Checkout) make the form faster but don't recognize anyone by themselves. For an enterprise store, choose by processor first, then by how many of your shoppers each network already knows.
Why Instant Purchase isn't enough on its own
Adobe Commerce ships with Instant Purchase, a button below Add to Cart on the product page. It works only when the shopper is signed in, has a default billing and shipping address, and has a card stored with vault enabled. It supports Braintree Credit Cards, Braintree with PayPal, and PayPal Payflow Pro, and it can't be used with Braintree Credit Cards when 3D Secure is on [A1].
That makes it a feature for your existing, signed-in customers. A first-time visitor, or a returning customer who checked out as a guest, never sees it.
How we compared the options
We compared each option on four criteria that matter to an ecommerce or payments leader on Adobe Commerce:
- Who it recognizes. Only your store's signed-in customers, or shoppers from a wider network on their first visit.
- Processor requirement. Whether it requires a specific payment processor.
- What it changes. Whether it adds a button or payment method to your checkout, or replaces the checkout.
- Setup and cost, as the provider states it.
Options are listed alphabetically, not ranked. Which one fits depends on your processor and your traffic.
Comparison table
| Who it recognizes | Processor requirement | What it changes | Setup and cost (as stated) | |
|---|---|---|---|---|
| Adobe Commerce Instant Purchase | Signed-in store customers with a saved address and vaulted card [A1] | Braintree, Braintree with PayPal or PayPal Payflow Pro [A1] | Adds a button on the product page | Built in; enabled in Stores > Configuration > Sales [A1] |
| Amazon Pay | Shoppers with an Amazon account ("Use your Amazon account to check out") [Z2] | Amazon Pay is its own payment method, alongside your others [Z1] | Adds a button in cart, mini-cart, product pages and the first checkout step; Amazon-hosted checkout step [Z1] | Official module, Magento 2.3.0 or higher [Z1] |
| Bold Checkout | No network of its own; it's the route to Fastlane on any Adobe Commerce version, per Bold [BD1] | Fastlane through Bold uses PayPal Complete Payments [BD1] | Payment Booster adds payment options to your checkout; Dual Checkout runs Bold's checkout alongside yours [BD2] | No Bold fee for Payment Booster; Fastlane transactions carry a PayPal fee [BD1] |
| Bolt | Shoppers in Bolt's one-click network of over 100 million, on their first visit to your store | Bolt Payments or your existing processor | Adds Bolt's one-click checkout to Adobe Commerce (setup steps) | Implementation typically takes between a few days and a few weeks |
| Fastlane by PayPal | Guest shoppers who saved card and shipping details with Fastlane [A2] | "You must process card payments with PayPal," on Orders v2 [P1] | In Adobe's Payment Services it replaces the Credit Card Fields option by default [A2] | Payment Services onboarding first [A2], or through Bold [BD1] |
| Hyvä Checkout | No shopper recognition mentioned [H1] | Not tied to one processor on the page read [H1] | Replaces the checkout UI with a one- or two-page form; runs on non-Hyvä stores too [H1] | €1,000 one-time per Magento 2 installation, first year of support included [H1] |
| Shop Pay | Shoppers with a Shop Pay account [S1] | Your business must be eligible for Shopify Payments [S1] | Adds Shop Pay through the Shop Pay Wallet API; checkout must collect email before payment [S1] | API integration work; Shopify's page doesn't name Adobe Commerce [S1] |
| Stripe Link | Link customers, detected by email, phone number or browser cookie, then a one-time passcode [L1] | Stripe; payments settle to your Stripe balance [L1] | Enabled as a wallet in Stripe's Adobe Commerce plugin (Payment Element or Stripe Checkout) [L2] | Stripe's plugin for Adobe Commerce [L2] |
When each one is the better fit
- Instant Purchase if most of your revenue comes from signed-in repeat customers and you already process on Braintree or Payflow Pro. It costs nothing extra, but it won't help first-time or guest shoppers.
- Fastlane by PayPal if you already process cards with PayPal, or are willing to move card processing to PayPal. On Adobe Commerce you can reach it through Payment Services or through Bold.
- Stripe Link if you already process on Stripe through Stripe's Adobe Commerce plugin. Link is a wallet setting there, not a separate project.
- Shop Pay if your business is eligible for Shopify Payments and you have developers for the Wallet API. Check with Shopify that your Adobe Commerce setup is supported; the page we read doesn't name platforms.
- Amazon Pay if many of your shoppers already buy on Amazon and you want a familiar wallet button. It's an added payment method, not a replacement checkout.
- Hyvä Checkout or Bold Checkout if the problem is the checkout form itself: too many steps, slow pages, hard to customize. Pair either with a wallet or network checkout if you also want recognition.
- Bolt if you want first-visit recognition without changing processors, and a checkout that works across platforms.
If your stack includes Salesforce Commerce Cloud or Shopify alongside Adobe Commerce, our one-click checkout providers comparison and our PayPal Fastlane alternatives for enterprise guide go provider by provider, with sources.
Each company reports its own network size and conversion figures. The honest test is recognition rate and conversion on your own traffic, split by new and returning shoppers.
What this looks like with Bolt on Adobe Commerce
Bolt adds one-click checkout to Adobe Commerce (setup steps and supported versions). Bolt recognizes shoppers by email across its network of over 100 million shoppers, then confirms them with a one-time code and fills in their saved details. Shoppers who aren't recognized can create a Bolt account in the same flow, and the store keeps the shopper's name, email and other information as its own customer.
Bolt works with Bolt Payments or your existing processor. Stripe is supported as a payment processor, and PayPal is offered as an alternative payment method within Bolt Hosted Checkout. Bolt also runs on Shopify (through Bolt's hosted checkout), Salesforce Commerce Cloud, BigCommerce, WooCommerce and custom stacks via API / Embeddable Checkout, so a brand on more than one platform can use one checkout network. Implementation typically takes between a few days and a few weeks.
Bolt account holders convert 50% better than guest shoppers, based on Bolt internal tests and data. Two customer results, as reported by Bolt:
- REVOLVE: a 10% lift in checkout conversion and 4% higher revenue.
- FWRD: a 9.92% conversion lift in a mobile A/B test, November to December 2023 (case study).
Bolt also offers a conversion guarantee: a 10–20% conversion rate lift, guaranteed. How it works: if you don't get the results you like, you can terminate at any time and get out of any lock-in contracts. It is not a money-back guarantee.
On fraud, Bolt covers 100% of fraud chargebacks on approved orders with Total Fraud Protection, on qualifying transactions under your Bolt agreement. Total Fraud Protection works with Bolt Payments and approved third-party processors.
You can see the shopper flow in the interactive checkout demo.
A practical evaluation for an Adobe Commerce team
- Start from your processor contract. List which options work with the processor you have today: Instant Purchase (Braintree or Payflow Pro), Fastlane (PayPal card processing), Link (Stripe), Shop Pay (Shopify Payments eligibility). Changing processors is a larger project than changing checkout.
- Measure who you could recognize. Split checkout conversion by signed-in, guest and new customers, by mobile and desktop. Instant Purchase can only reach the signed-in share.
- Fix the form if it's the bottleneck. If the checkout itself is slow or long, a rebuild such as Hyvä Checkout or Bold Checkout addresses that separately from recognition.
- Run the network option as an A/B test. Measure recognition rate, conversion and revenue per visitor for new and returning shoppers, on the same traffic split.
- Check version and hosting fit. Confirm module support for your Adobe Commerce version, and whether you need command-line access to deploy it.
Sources (all read November 9, 2026):
- [A1] Adobe Experience League, "Instant Purchase," last updated Oct 27, 2026. https://experienceleague.adobe.com/en/docs/commerce-admin/stores-sales/point-of-purchase/checkout-instant-purchase
- [A2] Adobe Experience League, Payment Services "Payment Options," last updated Oct 23, 2026. https://experienceleague.adobe.com/en/docs/commerce/payment-services/payments-checkout/payments-options
- [P1] PayPal Developer, "Integrate Fastlane," last updated Oct 14, 2026. https://developer.paypal.com/docs/multiparty/checkout/fastlane/integrate/
- [BD1] Bold Commerce press release, "Bold Commerce brings Fastlane by PayPal to Adobe Commerce (Magento)," Sep 12, 2024. https://boldcommerce.com/press-releases/bold-commerce-brings-fastlane-by-paypal-to-adobe-commerce-magento-accelerating-checkout-for-u-s
- [BD2] Bold Commerce developer docs, "Adobe Commerce" (undated). https://developer.boldcommerce.com/guides/solutions/bold-built/adobe
- [S1] Shopify Help Center, "Shop Pay on any platform" (undated). https://help.shopify.com/en/manual/payments/shop-pay/shop-pay-on-any-platform
- [L1] Stripe Docs, "Link" (undated). https://docs.stripe.com/payments/link
- [L2] Stripe Docs, "Stripe Payments, Billing, and Tax plugin for Adobe Commerce" (undated). https://docs.stripe.com/connectors/adobe-commerce/payments
- [Z1] Packagist, amzn/amazon-pay-magento-2-module, version 5.18.6, Oct 8, 2026. https://packagist.org/packages/amzn/amazon-pay-magento-2-module
- [Z2] Amazon Pay home page (undated). https://pay.amazon.com/
- [H1] Hyvä, "Hyvä Checkout" (undated). https://www.hyva.io/hyva-checkout.html
FAQ
What is Instant Purchase in Adobe Commerce?
Instant Purchase is Adobe Commerce's built-in one-click button on the product page. It appears only for signed-in customers with a default billing and shipping address and a card stored with vault enabled, on Braintree or PayPal Payflow Pro. It doesn't recognize guests or first-time visitors.
Does Magento 2 have one-click checkout?
Yes, through Instant Purchase, for signed-in customers with a saved address and vaulted card. For guests and first-time visitors, stores add a wallet or network checkout such as Fastlane by PayPal, Shop Pay, Stripe Link, Amazon Pay or Bolt through an extension or module.
Can I use Fastlane by PayPal on Adobe Commerce?
Yes. Adobe's Payment Services includes Fastlane, and Bold offers it through Bold Checkout. PayPal's integration guide says you must process card payments with PayPal. If your cards run on another processor, Fastlane means moving card processing to PayPal.
Can I add Shop Pay to Adobe Commerce?
Shopify offers Shop Pay on other platforms through its Shop Pay Wallet API. Your business must be eligible for Shopify Payments, and your checkout must collect email before payment. Shopify's page doesn't name supported platforms, so confirm Adobe Commerce support with Shopify.
What is the best accelerated checkout for Adobe Commerce?
It depends on your processor. Instant Purchase needs Braintree or Payflow Pro, Fastlane needs PayPal card processing, Link runs on Stripe and Shop Pay needs Shopify Payments eligibility. Bolt works with Bolt Payments or your existing processor. Test recognition and conversion on your own traffic.
Is a one-step checkout extension the same as accelerated checkout?
No. One-step or one-page checkouts, such as Hyvä Checkout, shorten the form every shopper fills in. Accelerated checkout recognizes a shopper from an existing account and fills in their details. Many stores use both: a faster form for guests, recognition for shoppers a network already knows.
Talk to Bolt
If you run a US store on Adobe Commerce, we can walk through how accelerated checkout would work with your setup and processor, and how to test it against your current checkout. Contact sales.
Adobe, Adobe Commerce and Magento are trademarks of Adobe Inc. PayPal, Fastlane and Braintree are trademarks of PayPal, Inc. Shop Pay and Shopify are trademarks of Shopify Inc. Stripe and Link are trademarks of Stripe, Inc. Amazon Pay is a trademark of Amazon.com, Inc. Bold Commerce and Hyvä are trademarks of their respective owners. Bolt is not affiliated with or endorsed by these companies.