BOLT FOR HIGH-RISK BUSINESSES

High risk.Higher potential.

Your ambition deserves a payments partner that understands your business. Bring processing, fraud protection and a faster checkout together, with a team ready for the complexity.

Built for businesses that need more than a standard payments setup.

One platform. Your priorities.
Your business

Keep your business moving.

Explore supported processing partners, alternative payment methods and settlement terms that fit your business. Plan the payment setup around your operations.

Explore Custom Payments

Choose a priority to see how Bolt can help.

A team that understands the categoryA payment setup built around youA clear path from review to launch

COMPLEXITY COMES WITH THE TERRITORY

Your payments should move you forward.

Processor changes. Disputes. Recurring payments that fail. Each one can interrupt a business with real demand. Bolt helps you consider the whole payment experience, from the first checkout to the next renewal.

01

Continuity matters.

Review processing relationships and payment options with a team that understands your category.

02

Every good customer counts.

Give legitimate shoppers a clearer path to purchase, with risk controls where they matter.

03

Know what you’re signing up for.

Discuss pricing, settlement, reserves and coverage before launch. Bring your current statement for a side-by-side review.

BUILT AROUND YOUR BUSINESS

Your industry. Your realities.

A travel business and a membership platform face different challenges. Start with a conversation shaped around yours.

MEMBERSHIPS & CONTENT

A better experience for the next member.

Balance a discreet, familiar checkout with the operating requirements of your platform. Explore recurring billing, fraud controls and supported payment methods in one conversation.

  • Review verification and content policies
  • Plan subscriptions and payment recovery
  • Confirm processing and coverage eligibility

Business acceptance, payment methods and product availability are subject to underwriting, geography and integration review.

RISK CONTROLS WITH ROOM TO CHOOSE

Choose how you manage the risk.

Use transaction signals to inform your own team, or explore managed review and eligible fraud chargeback coverage. The right fit starts with your operating model.

01

Basic protection

A starting point for your payment setup, included at no additional cost in the high-risk offering.

02

Advanced scoring

See card-transaction risk scores and the factors behind them. Your team retains the decision and fraud liability.

03

Full indemnification

Combine fraud review with indemnification for eligible, approved transactions that later charge back as fraud.

Fraud Protection requires enablement and an eligible integration. Coverage follows your agreement and does not cover every type of dispute.

See how fraud protection works

CLEAR TERMS. A REAL CONVERSATION.

Know the economics. Then make your move.

Bring your current processing statement. We’ll help you compare the setup, the fees and the services that matter to your business.

PROCESSING

Interchange plus

Custom pricing with a side-by-side savings analysis.

ADVANCED SCORING

$0.40

Per-transaction risk scoring for your team.

FULL INDEMNIFICATION

1.29%*

Explore eligible fraud chargeback coverage.

CHARGEBACKS

$20

Per chargeback, with tools and expert support.

*Rates may vary by industry. Final pricing, funding schedules, reserves and coverage are confirmed during review and in your agreement.

A PLAN YOU CAN PUT TO WORK

Start with the right questions. Scale with a clear plan.

01

Review the business

Bring your business model, markets, processing history and current payment challenges. Align the commercial and risk requirements early.

02

Prove the setup

Confirm integration scope and test the checkout, payment and dispute workflows. For larger businesses, define a focused pilot and measures of success.

03

Expand with intention

Use what you learn to plan the next brand, channel or billing model. Keep your payments, engineering and operations teams working from the same plan.

The questions worth asking.

Does “high risk” mean my business will be accepted?

Every business goes through a review. Eligibility depends on your products, markets, processing history, underwriting and the requirements of relevant payment partners. Talk to Bolt about your specific setup.

Can we keep our existing payment processor?

You can explore keeping a supported processor relationship or using Bolt Payments. The available path depends on your business, integration and processor eligibility.

Does fraud protection cover all chargebacks?

No. Fraud indemnification applies to eligible, approved transactions that charge back as fraud, subject to the agreement. Non-fraud disputes and excluded transactions remain separate.

Can Bolt support recurring payments?

Bolt Subscriptions supports recurring plans, renewal reminders and configurable failed-payment retries. Product availability and your business’s eligibility are confirmed during onboarding.

What should we bring to a first conversation?

Your website, products, target markets, current processing statements and payment challenges are a good start. Include the people responsible for payments, engineering and risk so the team can assess the full picture.

YOUR BUSINESS DESERVES A WAY FORWARD

Let’s build the payment setup you need.

Tell us where the friction is. We’ll start there.

Talk to the Bolt team